Our most important job is to listen – to understand you and your family’s needs, and to work with you to set out long term investment objectives. We will work to define your tolerance for risk, and then develop realistic investment expectations commensurate with your comfort level.
LEARNING ABOUT YOU AND YOUR GOALS
The first step includes a comprehensive review of your portfolio and of your profile as an investor. We determine exactly what your goals and objectives are within the context of your overall wealth. We assess factors such as your lifestyle, time horizon and tolerance for risk.
EVALUATION AND THE INVESTMENT POLICY STATEMENT
We then evaluate your portfolio and current situation. With a thorough understanding of both your financial circumstances and profile as an investor, we are able to establish guiding principles for your investment strategy. These are documented in your wealth plan – the basic blueprint for a plan designed to build and protect your wealth. We are fully accountable to your wealth plan, which is updated as needed. This plan is the roadmap to structure your portfolio.
CONSTRUCTING THE PORTFOLIO
The next step is to build your investment portfolio using a disciplined, risk adjusted and long-term approach. What we strive for is a diversified investment portfolio that conforms to the guidelines and direction set out in the wealth plan.
The result is a personalized Wealth Solution, specifically designed to achieve your financial goals.
MONITORING AND REVIEW
Today’s economic and market conditions are always changing. What’s more, your needs change as you transition from one stage to another. This is why we monitor and review your portfolio on an ongoing basis. From time to time, changes in asset mix or security selection may be required.
To show you how your portfolio is performing, we provide you with portfolio evaluation and tracking, incorporating income reports, rate-of-return calculations, research updates and more. We keep you informed of the performance and growth of your wealth as well as the economic factors that influence it.
The result? A portfolio that meets your wealth’s objectives while recognizing your willingness to accept risk, and a process flexible enough to respond to changes in your goals and objectives, but disciplined enough to maximize your wealth’s potential.